#5: 13th Mortgage Payment
In life, we are never certain of what tomorrow brings… That’s why it is always best to make sure you are best prepared to weather any storm. And when it comes to owning a house, it often feels like the problems never end. First, it’s your fridge, and then it’s the pipes in the basement, and before you know it, you’re out of money.

That’s why it might be a good idea to put away a little bit of money each month to provide a thirteenth paycheck for the year, just in case you need extra cash. And if you don’t end up using it, then you can just save it for a rainy day… Either way, it is always better to be over-prepared than under-prepared.